An agreement most couples never think to make — not because they're planning to separate, but because they're not. That's exactly why it matters now, while it's easy to say yes.
Dormant for the whole relationship. It only ever activates if you separate.
A prenup says: I want to protect what's mine, in case this doesn't work. ForBothOfUs says something else — that even in the version of this story where it doesn't work out, neither of you ends up with nothing.
It doesn't predict the relationship will end. It simply refuses to pretend that if it did, the sacrifice one of you made for the other wouldn't have counted.
Signing it isn't planning for the end. It's promising each other you'll still be honest about it, if it comes.
Full numbers on The Maths. The short version:
Verified against ATO income data every month and paid by automatic direct debit. Not a promise someone has to keep — a mechanism that runs on its own.
No monthly negotiation, no calls, no chasing. The agreement was made once, before anyone needed anything from anyone.
An equal split at separation only stays equal if both incomes can support it. ForBothOfUs is what keeps one person's half from being quietly spent just to get by.
Income protection insurance exists for illness and job loss in Australia, the UK, and beyond. Nobody has built the equivalent for the biggest financial risk inside a relationship — one partner stepping back to raise children, and the relationship ending. This is that category, named for the first time.
Read the case for institutions